If you’re in the Northeast like I am, you’re ready for spring. Even though we’re expecting 4-8 inches of snow in the next few days, spring is here. While the weather hasn’t turned yet, the calendar and the clocks have, and it’s time for some Spring cleaning. “Cleaning” in the financial sense is more so … Continue reading A financial Spring cleaning checklist
Dave Ramsey frequently refers to credit cards as the “financial cigarette”. I couldn’t agree more, and I don’t think even he realizes how poignant that comparison is. The more I look into this analogy, the more parallels I find between the two. As a former smoker (for 6 years) and a current (responsible and very … Continue reading Credit cards (financial cigarettes) cause Debt (financial cancer)
I find myself asking that question every time I sit down to write a post. I asked myself that a thousand times before I ever sat down to write a post. It kept me from starting this blog for about 6 months before I finally realized I was asking the wrong question. I’m not anyone … Continue reading Who am I to Give Money Advice?
To get it out of the way at the start, if this were simply a math problem, there would be no debate. It will almost always (like 99.99% of the time) make more Mathematical sense to invest the money than to pay off your mortgage early. When you pay off your mortgage it is an … Continue reading Should I Pay Off The Mortgage or Invest?
We sat down and for the first time really took stock of all of the debt we had racked up. I still can't forget how nervous and scared we were at the kitchen table that night. I also remember an overwhelming feeling of shame the first time we truly looked at all of our income … Continue reading Our Debt Snowball