April 2018 Budget and Income Projections

April is set to be another big month.  Thanks to a minor gaffe last month (Mrs. Money had an issue with submitting a timecard) part of last month's big pay will actually carry over to this month, and it didn't hurt to miss out on last month.  This will be a pretty average month in … Continue reading April 2018 Budget and Income Projections

How To Make A Budget: A 10-Step Complete Guide To Your First Budget

My wife has brought it to my attention that while I often say “make a budget”, and I still think that’s good advice, many people may not know just how to go about doing that, especially for the first time.  I've boiled down the process that my wife and I went through when we sat … Continue reading How To Make A Budget: A 10-Step Complete Guide To Your First Budget

A financial Spring cleaning checklist

If you’re in the Northeast like I am, you’re ready for spring. Even though we’re expecting 4-8 inches of snow in the next few days, spring is here. While the weather hasn’t turned yet, the calendar and the clocks have, and it’s time for some Spring cleaning. “Cleaning” in the financial sense is more so … Continue reading A financial Spring cleaning checklist

The emotions of budgeting

It can be disheartening and discouraging for a few reasons the first time you sit down to budget. First of all, in our case, we looked at the money and just said… where the hell has all of this money gone? How is it that we’ve made all this money for this period of time … Continue reading The emotions of budgeting

March 2018 Budget and Income Projections

My wife and I sit down monthly to discuss what our projected income will be, what our expenses look like for the month, and what we would like to do with the money that’s leftover… now that we actually have some.  Budgeting has been the backbone of our financial life together. It’s a board meeting … Continue reading March 2018 Budget and Income Projections

7 Smart Ways to Take Advantage of a 3 Paycheck Month

March 2018 is a 3 paycheck month for those of us on a bi-weekly pay schedule.  This is a great opportunity to jump start your financial goals, or even take advantage in a way you'd never thought of!  I'll show you 7 great ideas to make sure that 3rd paycheck isn't wasted.  These are in … Continue reading 7 Smart Ways to Take Advantage of a 3 Paycheck Month

What a difference a budget makes…

After listening to Dave Ramsey's podcast a few times I was immediately hooked.  I couldn't believe how much sense he was making and how uncomplicated the whole thing seemed to be.  I took that incredible folksy wisdom and proceeded to promptly overcomplicate and ruin a plan that is so simple and straightforward it is Literally … Continue reading What a difference a budget makes…

Our February 2018 Budget

I will be detailing our monthly budgets (putting all our cards on the table so you can follow along, even when we screw up) every single month.  The spreadsheets I will post with show our estimates from the beginning of the month compared to what we actually ended up spending.  This month the "entertainment" budget … Continue reading Our February 2018 Budget